Question 1

How much do your senior placement advisory services cost our family?

Accepted Answer

Our placement advisory services are 100% free to families. When we help a self-pay family select and transition into a Senior Living Community (SLC), our business is compensated directly by the chosen community through a post-move-in referral fee. There are no hidden charges, markups, or obligations for the family.

Question 2

Why shouldn't we just use a national online call center like A Place for Mom?

Accepted Answer

National online referral agencies function as high-volume lead brokers that often send your private contact details to dozens of facilities at once, resulting in relentless sales calls. Mom’s Florida Place operates as a local, independent, boots-on-the-ground advisor. We live in Central Florida, know the local communities intimately, limit our options to a tailored list, and attend tours alongside you.

Question 3

How does your advisory process work, and how many communities do you recommend?

Accepted Answer

We follow a structured, 4-step framework designed to prevent decision fatigue:Website Survey and Scheduling of Consultation: You provide your specific needs and details on your care, health, social, and location priorities.In-Person Family Consultation: Reviewing our initial research, initial draft recommendations and refining your criteria together.Curated Recommendations: We present a maximum of 4 carefully vetted Senior Living Communities that match your exact needs.Guided Tours & Transition Support: We schedule tours, accompany you, and help coordinate post-selection logistics.

Once a SLC selection has been made, our service shifts from advisory to operations and logistical support to help plan and process the financing of the next chapter.  We guide the process and share our vendor services for moving and processing all the stuff.  Plus, we have services to support your liquidating any assets of value through in-house and vendor services.

Question 4

Why do you cap your community recommendations at four options?

Accepted Answer

Caring for an aging parent is emotionally exhausting, and receiving a list of 30 or 40 communities creates severe decision paralysis. By conducting rigorous research behind the scenes, we narrow the field to the top 3 or 4 communities that truly align with your loved one’s care level, budget, faith, social needs, and location preferences.

Question 5

Why do I need to complete a detailed survey before scheduling a consultation?

Accepted Answer

We require all prospective clients to complete our Senior Needs Assessment Survey prior to booking a meeting so we can protect your time and deliver immediate value. The survey gives us essential details regarding care requirements, mobility, location preferences, and suitable details for you to assess your financial comfort zones, enabling us to build a customized, actionable plan before our very first conversation.

Question 6

How do you handle financial discussions during the initial consultation?

Accepted Answer

Understanding budget parameters, liquid assets, and home equity early in the process is essential. It protects your family from falling in love with a community that is financially unsustainable over the long term. We approach all financial discovery with complete privacy, empathy, and respect, ensuring your loved one is positioned for long-term comfort and security.

Question 7

What services do you offer beyond finding a Senior Living Community?

Accepted Answer

Selecting a community is only the beginning. Through Mom’s Florida Place and our vetted local vendor network, we help families navigate the complete transition—including estate downsizing, liquidating furniture and mementos, arranging moving logistics, real estate, and financial transition strategies.  This includes pets that either come to the SLC with you or your senior, or need to be re-homed.

Question 8

Can Mom’s Florida Place help us if my parent is on Medicaid or applying for Medicaid?

Accepted Answer

Because state-funded Medicaid communities are legally prohibited from paying referral fees, our free placement advisory service cannot be used for Medicaid placements. However, we provide extensive alternative support on our website, on our free downloadable PDFs, and more extensively through our now discounted $495 Florida Medicaid Digital Masterclass (with an included 45-minute 1-on-1 consultation).

Question 9

What are the 2026 financial eligibility limits for Florida Long-Term Care Medicaid?

Accepted Answer

For 2026, a single Florida Medicaid applicant must satisfy three primary financial thresholds:Countable Liquid Assets: Capped at $2,000.Gross Monthly Income: Capped at $2,982 per month.Primary Home Equity Exemption: Exempt up to $752,000 in equity if the applicant or spouse resides there or expresses an "intent to return home".

Question 10

What happens if my parent’s income is above the $2,982 monthly Medicaid limit?

Accepted Answer

Florida is an "income-cap state," meaning gross income over $2,982/month triggers an automatic denial unless properly managed. Income over the cap must be routed through a Qualified Income Trust (QIT / Miller Trust) bank account each month to bring countable income down to eligible levels.  We have a list of recommended attorneys that can better support families who are just outside of the Medicaid limits.

Question 11

What is the Medicaid 5-Year Look-Back Period, and why is a paper trail necessary?

Accepted Answer

Florida Medicaid scrutinizes all bank accounts, property deeds, and financial transactions over the 60 months (5 years) preceding the application date. Giving away cash to relatives, transferring deeds, or selling assets below Fair Market Value triggers a heavy penalty period of ineligibility. Every withdrawal during a spend-down must have a clear paper trail proving it benefited the senior.

Question 12

What is a Personal Services Agreement (PSA), and how does it help with Medicaid spend-downs?

Accepted Answer

A Personal Services Agreement (PSA) is a legitimate, Florida-approved caregiver contract between a senior and an adult child or trusted relative. The senior pays a lump-sum compensation fee for prospective care management and advocacy over their remaining life expectancy. Because it is a fair-market exchange for services, it legally reduces countable cash down to the $2,000 limit without triggering a 5-year gifting penalty.

Question 13

How does hospital-to-community Medicaid placement work so much faster?

Accepted Answer

Standard Medicaid applications submitted from home can take 45 to 90 days to process. When a senior is admitted to a hospital or rehab facility, hospital social workers can initiate an accelerated application track (often processed in 14 to 30 days) because health systems prioritize discharging patients safely into appropriate long-term care settings.

Question 14

Does Mom’s Florida Place buy houses directly from families in transition?

Accepted Answer

Yes. Through our direct real estate investment network, we buy Central Florida residential properties as-is for cash. This eliminates realtor commissions, repairs, and cleanout burdens, allowing families navigating an estate transition to liquidate property quickly and access funds on their schedule.

Question 15

What is included in the $495 Florida Medicaid Masterclass?

Accepted Answer

The masterclass is a self-paced digital training program covering 2026 Florida Medicaid rules, 5-year audit preparation, QIT setup, Personal Services Agreements, and hospital fast-tracking. It includes downloadable worksheets, bank audit ledgers, local Central Florida reports, and a private 45-minute 1-on-1 strategy call with a Senior Transition Specialist.

Question 16

What geographic area does Mom’s Florida Place serve?

Accepted Answer

Mom’s Florida Place provides on-the-ground senior advisory and transition services across Central Florida within a 50-mile radius of Tampa Bay. Our core service footprint covers Hillsborough, Pinellas, Pasco, Manatee, Sarasota, and Polk counties.  Families out of this area will be considered on a case-by-case basis, and would likely have the initial consultation meeting by phone or video conference call.

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